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The Louisiana Insurance Center Blog

View the latest blog posts from The Louisiana Insurance Center.

Even if a company doesn’t mean to, its working environment could lead to harm to an employee. Among injury risks common to most businesses is the slip and fall risk. Should an employee slip and fall during the course of their duties, they may qualify for workers’ compensation. READ MORE >>

RVs are not your standard automobile. Generally they are larger, longer and heavier than your car. Therefore, they are often harder to operate. When it’s time to get an RV, many drivers begin to wonder about their qualifications to drive. Some might ask, do I have to get a special license to drive an RV? READ MORE >>

By law, most motorcycle operators have to carry insurance. However, you might wonder how your insurer will determine your insurance rates. While each company determines rates differently, many often use similar criteria. Here are five ways that insurers might determine policy rates. READ MORE >>

When preparing to take your boat on the water, your boat insurance is one of the most critical items on the list. Boat insurance can provide a vast amount of protection in case your boat sustains damage. It can also protect passengers from costs associated with injuries or lost property. READ MORE >>

Auto insurance provides protection for vehicle owners from a wide range of thefts. In some cases, it can cover even small losses you may have, such as damage to the paint. Should you file a claim with your car insurance for paint damage? This depends on the circumstances involved in your case. READ MORE >>

Homeowners Insurance While home insurance is not required by law, most mortgage lenders require you to purchase it before agreeing to your loan. Homeowners insurance is intended to cover the expenses of repair or replacement if your property or assets are lost, damaged or destroyed following a covered incident. READ MORE >>

Did you know that you don't have to go to a national website to shop for term insurance? Just like the big national websites, The Louisiana Insurance Center can offer the same competitive rates but with a personal and local touch. READ MORE >>

Do you find yourself puzzled when it comes to life insurance? Well, the good news is, you are not alone. Deciding what product is best for you and your family can be challenging. People often struggle with which option is right for them. There are two main types of life insurance: term and whole (or permanent). READ MORE >>

Understanding Umbrella Insurance: An umbrella insurance policy is additional liability coverage that goes beyond the limits of the insured's home, auto and other policies. Umbrella insurance is designed to add an extra layer of protection to those who are liable for damage to other people's property or injuries caused to others in an accident. READ MORE >>

Being involved in a car accident is stressful enough, but then finding out you have been hit by an uninsured or underinsured driver can be much more of an inconvenience. An uninsured driver is one that carries no liability coverage or it can be a driver that hit and ran. READ MORE >>

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