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The Louisiana Insurance Center Blog

View the latest blog posts from The Louisiana Insurance Center.

Most of us need sight to be able to do our jobs. Thus, should an accident at work cause an eye injury, we stand to lose out. We might qualify for a workers' compensation claim as a result. If you are a business owner, think about how to protect employees from these risks. READ MORE >>

Are you planning a wedding? You may need to purchase general liability insurance to cover the risks. Many weddings today are occurring outside of the traditional venues. That’s okay, as long as you take steps to protect all involved. The key here is to invest in a policy reflective of the risks you face in a wedding scenario. READ MORE >>

Many small business owners have questions about what workers' compensation insurance is. They also wonder why they need it. Simply put, this coverage is an important way to protect employees. Generally, the law also requires it. Here is a brief overview of what worker’s compensation insurance covers and why it matters to you. READ MORE >>

Maybe it is time to make some changes in your home. Renovations and extensions can make it a better place to live. Not only that, they’ll likely increase your property value. Still, renovating costs money, and the construction is a pretty penny as well. If something happens, you might need builder's risk insurance to cover the damage. READ MORE >>

Most companies do what they can to keep workers safe on the job. You have rules and policies to help do this. You spend a great deal of time with training programs. Still, nearly every company will have some accidents and injuries over time. However, the reason behind them is very important to understand. READ MORE >>

In providing services, your business might give customers access to certain machinery. For example, a locksmith might allow patrons to cut their own keys. Contractors might let patrons cut their own timber. Grocers let visitors weight produce. Everywhere, self-service is becoming more and more common. READ MORE >>

Everyone is going to want to get out and enjoy the spring weather. If you’re a boat owner, you might want to invite friends or family on your vessel. Taking your boat out is often a great way to socialize, relax and make the most of this unique recreational item. READ MORE >>

When deciding what to insure in your life, you’re going to have to look at different types of coverage. For your home, you’ll need homeowner’s coverage. For your car, auto insurance. For your business, commercial lines. Within each type of coverage are options that might more specifically suit you. READ MORE >>

Here in Louisiana, we know about wet weather. Flooding around Baton Rouge, and throughout the state, is not uncommon. As we expect spring rains, river swells, and other hazards, it's best to prepare ahead. Your home might face flood risks, particularly if you live in lowlands or near the Mississippi River. READ MORE >>

Maybe your old set of wheels has given up, and it is time to buy a new vehicle. Cars are useful, but they’re also expensive. Therefore, before you buy, you need to prepare to spend significant money over your car’s lifetime. Don’t take buying a new car lightly. READ MORE >>

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