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Auto insurance protects you against financial loss if you have an accident.

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Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

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Discover the perfect insurance options to meet your specific and unique needs.

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Homeowners Insurance


Homeowners Insurance Quote Forms

Insurance coverage in Alexandria, Baton Rouge, Prairieville, Denham Springs, Gonzales, Central, Baker, Zachary, Port Allen & throughout Louisiana. 
 Click any of the following links to submit a quote for quick, accurate and affordable rates.

The Louisiana Insurance Center works closely with several top rated companies to shop around for your insurance needs. Some of our trusted partners include: Safeco, Progressive, ASI, Foremost, UPC, MetLife, Maison, Blue Cross Blue Shield of Louisiana, Humana, United HealthCare, Principal Life, Protective Life, LWCC and more.



Homeowners Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Homeowners Insurance Information

Home Insurance

Baton Rouge, Prairieville, Gonzales, LA

 

Protecting your family, your home and your finances should be your top priority. That’s why home insurance is a vital safeguard for your future stability. 

If you need home insurance, The Louisiana Insurance Center can provide expert services that tailor a unique policy to your home. We proudly serve Alexandria, Baton Rouge, Prairieville, Denham Springs, Gonzales, Central, Baker, Zachary, Port Allen & other cities throughout Louisiana. 

What is Home Insurance 

Think of home insurance as a line of defense in case an unforeseeable event damages your home. Many different perils could damage your property, or cause injury to your visitors. You might think of home insurance as disaster protection. 

Home insurance can cover both your home's contents and liabilities. In the event of damages, home insurance can help you recover some of the lost costs. 

Why You Need Home Insurance 

Your home is a large investment, so the goal of home insurance is to protect that investment. Home insurance offers coverage for many different types of damages: 

  • Disaster coverage: If a fire or weather event damages your home, insurance can help you fund repairs the property.
  • Liability protection: A guest could get hurt on your property. Liability protection can help you cover that person’s medical bills or expenses. It might also help you settle lawsuits in case that person sues you.
  • Liability protection can often cover instances of pet bites.
  • Theft and vandalism: Home insurance can help you recover costs for damages to the home and lost property.

Examine your specific policy to see how it covers different instances of damage. Remember, not ever policy covers every risk. You need a policy that is unique to your home.

Our agents will take a close look at your home’s unique risks and issue a policy that correctly covers those risks. We work with multiple A+ rated carriers like Safeco, Progressive, ASI, Foremost, UPC, MetLife, Maison, Blue Cross Blue Shield of Louisiana, Humana, United HealthCare, Principal Life, Protective Life, LWCC, Liberty Mutual and more.

If you need special coverage for floods or earthquakes, we can help you get separate policies to cover those risks. Always remember, home insurance isn’t here to cover you for routine maintenance. It is your job as a homeowner to see to your home’s upkeep.

Working with LAIC

LAIC prides itself as a reputable, professional agency. Our agency is independent, so our agents have a lot of flexibility to help you get the correct policy. We can search insurance offerings from many different companies. That way, you can always get the coverage you need at the most affordable prices.

If you are ready to get a home insurance policy, then we are ready to help. Call our office at (225) 292-7680 to talk to an insurance agent today. You may also email your questions and an insurance professional will reply promptly.

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